What is the duration of the Medigap open enrollment period?

The Medigap open enrollment period lasts for six months. This period starts the first month that an individual is both 65 years of age and enrolled in Medicare Part B. During this time, individuals have the opportunity to purchase a Medicare Supplement plan without medical underwriting, meaning they cannot be denied coverage based on pre-existing conditions or other health issues. This six-month window is crucial because it provides guaranteed issue rights, ensuring that individuals can access the coverage they need regardless of their health status. After this open enrollment period closes, it may become more difficult and potentially more expensive to secure a Medigap policy.