What does Medigap Plan A cover?

Medigap Plan A provides foundational benefits that play a vital role in covering healthcare costs that Medicare doesn’t fully pay. Specifically, this plan covers the costs associated with Medicare Part A hospital services after the beneficiary meets their deductible. It includes coverage for hospital stays, skilled nursing facility care, and certain home health services. Additionally, Medigap Plan A covers Medicare Part B copayments, meaning it helps pay for costs that are incurred when a beneficiary receives outpatient care and services.

This plan is designed to offer a basic level of protection against the out-of-pocket costs that can arise from using Medicare services, making it a suitable choice for those seeking essential coverage without the additional features that some other plans might provide. Understanding these benefits allows beneficiaries to better manage their healthcare expenses and choose a Medigap plan that aligns with their needs.