Is Medicare designed for custodial care?

Medicare is not designed to cover custodial care, which refers to assistance with daily activities such as bathing, dressing, and eating. While Medicare does provide coverage for various medical services, it typically only covers skilled nursing care if it is necessary for therapy or rehabilitation following a hospitalization, and this care must be provided in a skilled nursing facility or by a qualified home health service.

Custodial care is primarily focused on assistance with activities of daily living and does not require skilled medical care. Therefore, Medicare does not cover this type of care, making the statement that it does not cover custodial care accurate. This distinction is essential for individuals looking to understand what Medicare offers and what they may need supplemental insurance or alternative plans for.