If someone is eligible for Medicare due to disability, which Medigap plans can they purchase after disenrollment?

When an individual is eligible for Medicare due to disability and later chooses to disenroll from a Medicare Advantage Plan, they have certain options for purchasing Medigap plans. The correct answer highlights that they can buy Medigap plans A, D, and G after disenrollment.

Plan A is the most basic Medigap plan that covers essential benefits, making it a common choice for people seeking minimal coverage. Plan D offers additional benefits compared to Plan A, providing coverage for more out-of-pocket costs associated with hospital stays and outpatient services. Plan G is one of the most comprehensive Medigap options available, covering almost all the gaps in Medicare, which is particularly beneficial for someone who may need more extensive healthcare services.

In North Carolina, individuals under 65 who qualify for Medicare due to a disability experience particular regulations regarding Medigap plans. They have guaranteed issue rights to enroll in certain Medigap plans during specific periods, and after disenrollment from a Medicare Advantage Plan, they are allowed to apply for these plans, including A, D, and G.

Understanding the various types of Medigap plans allows beneficiaries to make informed decisions about supplemental coverage, ensuring they are financially protected against high medical costs.