How often does Medicare Part A require a deductible for inpatient care?

Medicare Part A requires a deductible for inpatient care to be paid per benefit period. This means that the deductible is applicable each time a beneficiary is admitted to a hospital and has a new benefit period, rather than annually or monthly. A benefit period begins the first day a beneficiary is admitted as an inpatient and lasts until they have been out of the hospital or skilled nursing facility for 60 consecutive days. Once this period is over, if the beneficiary is admitted again, a new deductible must be met. Understanding the concept of benefit periods is crucial, as it directly affects how much out-of-pocket expense a beneficiary may face when seeking inpatient care. This structure is essential for individuals to navigate their Medicare costs effectively.