During what time frame can individuals generally enroll in Medicare Part D plans?

Individuals typically enroll in Medicare Part D plans during the annual election period, which occurs from October 15 to December 7 each year. During this time, beneficiaries can adjust their current plan, switch plans, or enroll in Part D for the first time if they have previously opted not to enroll. This designated time frame allows beneficiaries to review their plan choices and make any necessary adjustments based on changes in their health needs or available plans.

While there are other opportunities for enrollment, such as during an individual's initial qualification for Medicare or during a special enrollment period due to specific qualifying events, the annual election period is the most common and widely recognized timeframe for making changes to Part D coverage. This is why the choice regarding the annual election period is considered correct in this context.