After the deductible is satisfied, what percentage of approved charges does Part B cover?

Prepare for the North Carolina Medicare Supplement and Long-Term Care Agent Test with flashcards and multiple-choice questions. Each comes with hints and explanations. Ace your exam confidently!

Part B of Medicare generally covers 80% of the approved charges after the annual deductible has been met. This means that once a beneficiary pays their deductible, Medicare will pay 80% of the costs for covered services, while the beneficiary is responsible for the remaining 20%. This 80% coverage applies to a variety of services, including outpatient care, preventive services, ambulance services, and durable medical equipment.

The other options represent percentages that are either under or over what is actually covered, which would not reflect the accurate structure of Part B coverage. Understanding this percentage is essential for beneficiaries as it affects budgeting for out-of-pocket healthcare expenses after the deductible is satisfied.

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